With the increasing number of internet users, the number of online payment users is also increasing and people are loving the payment gateway system.
Online payment gateways are time-saving, faster, and require much less effort than offline payments. Even though there are many online payment getaways in Bangladesh, you need to be careful while choosing the one you will be using. It should be safe, secure, and well-known in the market and from the best online payment gateway service provider.
Following are the top online payment gateways in Bangladesh for online payment, you can consider using them:
Inside Bangladesh
1. SSLCOMMERZ
Link: https://www.sslcommerz.com/
One of the leading payment gateways for online payment in Bangladesh. It has been awarded with a PSO license by the Bangladesh bank. Other things about SSLCOMMERZ:
Fees:
- BDT 15000 as a setup fee
- 2.5% commission from visa and MasterCard whereas 2%-4% for internet banking and other cards
- No extra charges regarding refund
Requirements:
- VAT/TIN
Privacy Policy:
- PCI DSS compliant system
- Only Collects information provided by the user
Refund Policy:
- Refund is initiated into your account within 5-7 working days.
Terms and Conditions:
- Guide through their merchant and SSL user obligations, chargeback regarding fraud transactions, Refunds, and shipment policies
2. Aamarpay
Link: https://www.aamarpay.com/
Provides a secure and quick payment solution for its merchant users and with its lowest fees and fast checkout. Other things about Aamarpay:
Fees:
- For setup fee it has 4 types of plans; BDT 4,000- BDT 15,000
- No annual fee
- 2.55% – 3.25% as card commission and 1.85% – 2.% as bKash, Rocket, SureCash commission.
- No extra charges on returns
Requirements:
- Nation ID/Passport
- Tax Identification Number
Privacy Policy:
- Instant payment notification
- 3 layers of security and the highest integrity to keep your information safe.
Refund Policy:
- Resolve the dispute and return the money to your account as soon as the matter is dissolved.
Terms and Conditions:
- General identification, eligibility requirements, services, ownership, fees, and other charges. This should not be breached
3. ShurjaPay
Link: https://www.shurjopay.com.bd/
A universal payment gateway for both the consumers and the business merchants. One of the first payment gateways to be granted the PSO license by the Bangladesh bank. Other things about SurjaPay:
Fees:
- Signup fee; Corporate- BDT 10,000* and Education- BDT 10,000
- Integration fees; Corporate- BDT 10,000 and Education- BDT 5000
- No annual or monthly maintenance fee
- Visa, Mastercard, nexus; Corporate- 2.5% and Education- 1.5%
- American express and mobile wallet; Corporate- 3.5% and 2.0% respectively, Education- 1.5% for both
Requirements:
- National ID
- Tax Identification Number or VAT
Privacy Policy:
- Highly secured and no information is shared with 3rd person
- Banks only work after proper validation and verification
Refund Policy:
- Only refunded when disputes get dissolved and proof is in your favor
4. Easy Pay Way
link: https://easypayway.com/
One of the most secure payment gateways in the Bangladesh market. Make our payment secure, hassle-free, and time-saving. It has other notable things:
Fees:
- Setup fee; Basic- BDT 5,000 Starter- BDT 10,000 Professional- BDT 18,000 and Corporate- BDT 20,000
- Annual fee; Basic-free, Starter- BDT 500, Professional- BDT 2000, and Corporate- BDT 2500
- Per transaction commission; Basic- 6.5%, Starter- 5%, Professional- 3.9%
Requirements:
- Tax Identification Number
- Trade license
Privacy Policy:
- All collected information is for their use only
- May provide our information to 3rd party
Refund Policy:
- Your refund process will start the moment you click the refund option. Might take some days to refund.
Terms and Conditions:
- Guides you about the rules, terminations, requirements, restrictions, and interpretations of the company.
The list of online payment gateways mentioned above is the best that you can use in Bangladesh. They are suitable for both personal transactions and payments and even for merchants.
Note: Our Engineer BD Network has no affiliation with all these organizations. If you want to make financial transactions, you have to do it at your own risk. Engineer BD does not bear the burden of any kind of financial transaction. Thanks
বিদ্রঃ এই সকল প্রতিষ্ঠানের সাথে আমাদের ইঞ্জিনিইয়ার বিডি নেটওয়ার্কের কোন সংশ্লিষ্টতা নেই, আর্থিক লেনদেন করতে হলে আপনার নিজ দ্বায়িত্বে করবেন, কোন প্রকার আর্থিক লেনদেন এর দ্বায় ভার ইঞ্জিনিয়ার বিডি বহন করেনা। ধন্যবাদ